Indonesia Long-Stay Visa Options for Foreigners: KITAS, Remote Worker, Second Home and Residency Explained
Indonesia has seven main limited-stay visa and KITAS options for foreigners, plus KITAP for people who later qualify for permanent stay. The seven are the Second Home Visa, Silver Hair Visa, Retirement KITAS, Remote Worker KITAS, Work KITAS, Investor KITAS, and Spouse KITAS. Each one targets a different type of applicant.
The process at a glance
- Identify which category fits you: passive resident, retiree, remote worker, employee, investor, or spouse of an Indonesian citizen
- Compare the relevant permit types using the overview table below
- Confirm eligibility and current required amounts with Ditjen Imigrasi at imigrasi.go.id
- Gather required documents for your chosen category
- Apply online through evisa.imigrasi.go.id. Self-sponsored categories use the applicant route, while sponsored categories (Retirement, Work, Investor, Spouse) need the sponsor or guarantor account
- Enter Indonesia on the approved e-Visa and receive your e-ITAS automatically at the immigration checkpoint
- Complete post-entry obligations: the deposit proof deadline (if applicable), and Disdukcapil registration for an SKTT (Surat Keterangan Tempat Tinggal, a residence certificate)
In this guide
Who this guide is for
Indonesia's long-stay permits target a specific set of applicants. If you fall into one of these categories, you have a clear route. If you do not fit one of these groups, your long-stay options are limited.
- Retirees and passive income holders with sufficient savings or pension income and no intention of working locally. The Second Home Visa, Silver Hair Visa (E33E), or Retirement KITAS (E33F) are the main routes, depending on age and financial position.
- Remote workers employed by overseas companies earning at least USD 60,000 per year. The Remote Worker KITAS (E33G), introduced in April 2024, is the dedicated route for this group.
- Employed expatriates sponsored by an Indonesian company under a TKA Notification from the Ministry of Manpower.
- Investors with registered shareholdings of at least IDR 10 billion in an Indonesian entity, typically a PT PMA.
- Foreign spouses of Indonesian citizens, sponsored by their Indonesian partner.
Tourist stays and informal freelance work are risky if your visa does not match the activity you are doing. Enforcement of work without authorization has been consistent in Bali. The Second Home Visa does not by itself grant ordinary work rights, and remote workers employed by overseas companies now have a dedicated route through E33G.
Indonesia long-stay options at a glance
| Permit / Visa | Index | Best For | Maximum Stay | Key Requirement | Official Fee |
|---|---|---|---|---|---|
| Second Home Visa | E33 | Passive residents, all ages | Up to 5 years, extendable to 10 total | USD 130,000 deposit in a state-owned bank, or an apartment or condo worth USD 1,000,000 | IDR 13,000,000 (up to 5 years) |
| Silver Hair Visa | E33E | Retirees aged 55+ | Up to 5 years, extendable to 10 total | USD 50,000 deposit in state-owned bank + USD 3,000/month income | IDR 13,000,000 |
| Retirement KITAS | E33F | Retirees aged 55+ | 1 year, renewable annually (category limits apply) | Sponsor required + income proof | IDR 7,000,000 |
| Remote Worker KITAS | E33G | Overseas-employed remote workers | 1 year, extendable online | Employment contract with overseas company + USD 60,000/year income | IDR 7,000,000 |
| Work KITAS | E23, or E25 (commissioners/executives) | Employed expats | 1–2 years, renewable | Employer sponsorship + RPTKA approval and Notification | Varies by category |
| Investor KITAS | E28A | Company shareholders | 1–2 years, renewable | IDR 10 billion in share ownership in Indonesian entity | IDR 7,000,000 (1yr) / 9,500,000 (2yr) |
| Spouse KITAS | E31A | Married to Indonesian citizen | 1–2 years, renewable | Marriage certificate + Indonesian spouse as sponsor | IDR 6,000,000 (1yr) / 8,500,000 (2yr) |
| KITAP | n/a | Long-term residents | 5 years, renewable | Prior continuous KITAS (typically 2–3 years depending on category) | Varies |
How each route works
Second Home Visa (E33)
The Second Home Visa (Rumah Kedua), introduced in 2022, is for foreigners who want to live in Indonesia long-term without taking ordinary local employment. There is no age requirement, and no personal or corporate sponsor is needed. The required deposit or property serves as the immigration guarantee in place of a sponsor.
Financial requirement: Applicants qualify through one of two routes. The first is a cash deposit of at least USD 130,000 in the applicant's own name at a state-owned Indonesian bank, such as BNI, BRI, or Mandiri. The second is ownership of an apartment or condominium in Indonesia valued at a minimum of USD 1,000,000. Leasehold agreements do not qualify. The funds or property must be maintained throughout the visa's validity.
How arrival works: When a Second Home Visa holder enters Indonesia, the e-ITAS and re-entry permit are issued automatically at the immigration checkpoint. There is no need to visit a local Kantor Imigrasi to convert the visa. Within 90 days of receiving the ITAS, the holder must provide immigration with proof of the required deposit or property ownership. Missing this deadline results in permit cancellation.
Practical note: The online application usually takes two to six weeks. Delays most often occur at the fund verification stage. Applicants who have not yet moved funds into an Indonesian state bank should factor in the time to open the account and complete the transfer before applying.
For the full deposit route, property route, 90-day reporting window, and family follower rules, see our Indonesia Second Home Visa guide.
Silver Hair Visa (E33E)
The Silver Hair Visa is part of Indonesia's Golden Visa programme. It targets retirees aged 55 and above who want a longer-validity permit without annual renewals or a local sponsor.
Financial requirement: Applicants must commit to depositing at least USD 50,000 in their own name at a state-owned Indonesian bank, and must show proof of stable income or pension of at least USD 3,000 per month. The deposit must be reported to immigration within 90 days of entry.
How it differs from E33F: The Silver Hair Visa is self-sponsored (no agent or guarantor needed), valid for up to 5 years with extension possible, and carries a higher financial threshold. The Retirement KITAS (E33F) has a lower financial bar but requires a local sponsor and annual renewal.
Arrival: Like the Second Home Visa, the e-ITAS and re-entry permit are issued automatically at the immigration checkpoint on arrival. The official fee is IDR 13,000,000, and processing takes four working days after payment according to the official e-Visa portal.
Retirement KITAS (E33F)
The Retirement KITAS (E33F) is for foreigners aged 55 or older under the current visa classification. It allows a stay of one year and can be extended annually. Practitioner sources describe a cap of about five consecutive extensions.
Unlike the Silver Hair Visa, the E33F requires a sponsor. In practice, this is usually a licensed travel agency or immigration consultancy that acts as your guarantor and handles much of the paperwork.
The E33F does not grant ordinary employment rights. The official E33F page allows some business-related activities, such as meetings and checking goods, and it warns against work that does not match the permit. It requires proof of income or benefits of at least USD 3,000 per month. Health insurance covering Indonesia and a 12-month accommodation lease are common sponsor checklist items, not requirements listed on the central E33F page, so confirm the exact list with your sponsor before paying.
This route has been popular among foreigners in Bali who do not have the lump-sum capital required for the Second Home or Silver Hair routes. For the full income tests, age rules, and how to apply for both retiree permits, see our guide to Indonesia retirement visa requirements.
Remote Worker KITAS (E33G)
Implemented on 1 April 2024, the E33G is Indonesia's dedicated route for foreigners employed by companies outside Indonesia who want to live and work remotely from within the country.
Eligibility: The official requirement is an employment contract with a company established outside Indonesia, plus income of at least USD 60,000 per year. Freelancers and the self-employed may not qualify. Applicants also submit a personal bank statement for the last three months showing a balance of at least USD 2,000.
Validity: The E33G is valid for one year and allows multiple entry while the re-entry permit remains valid. The e-ITAS and re-entry permit are issued automatically on arrival. The stay permit can be extended online through evisa.imigrasi.go.id.
What it allows and what it does not: E33G holders can carry out assignments from their overseas company and bring eligible family members. They cannot work for Indonesian clients or employers.
Fees: The official government fee is IDR 7,000,000. Agent fees, if used, add USD 300 to 600.
Remote workers who do not meet the USD 60,000 E33G income threshold should not assume that the Second Home Visa automatically permits remote employment. E33 holders must complete any required activity reporting and obtain any separate work authorization that applies.
If Indonesia is one option among several, compare the E33G with Thailand's DTV and the other regional choices in our Southeast Asia remote-worker visa comparison.
Work KITAS
Foreign nationals employed by Indonesian companies or foreign-invested enterprises (PT PMA) need a Work KITAS. The employer completes the Manpower side first. That means RPTKA approval (Pengesahan RPTKA), payment of the DKPTKA foreign-worker levy, and the electronic Notification. IMTA was abolished in 2018, so some providers still say "IMTA" informally, but the current authorization rests on the approved RPTKA and the Notification.
Once the Manpower side is done, the chain runs through a work e-Visa via evisa.imigrasi.go.id, then entry, then ITAS issuance at the immigration checkpoint.
The KITAS is usually issued for one or two years and must be renewed before expiry. Holders are tied to their sponsoring employer. Changing jobs requires cancelling the existing KITAS and restarting the process through the new employer.
After receiving the KITAS, holders must register with the local civil administration office (Disdukcapil) and obtain an SKTT (Surat Keterangan Tempat Tinggal). The legal window for this registration is 14 days from ITAS issuance, as required by Article 20 of the Population Administration Law (UU No. 23/2006, amended by UU No. 24/2013). Enforcement varies by city, and many holders complete it later without penalty. Regardless of timing, the SKTT is needed for bank accounts, vehicle registration, BPJS health insurance, and many other everyday processes. Work KITAS holders' employers often handle this as part of onboarding. Other KITAS holders must do it themselves.
Every KITAS has to be renewed before it expires, and the steps are in our guide on how to renew a KITAS in Indonesia.
Investor KITAS (E28A)
Foreigners holding a shareholding in an Indonesian company can apply for an Investor KITAS. Eligibility requires the individual foreign shareholder to hold at least IDR 10 billion in shares in the sponsoring company, as stated on the official E28A page. This personal shareholding figure is separate from the company's minimum paid-up capital, which BKPM Regulation No. 5 of 2025 reduced to IDR 2.5 billion. Lowering the paid-up capital does not change the IDR 10 billion shareholding needed for Investor KITAS eligibility.
The PT PMA must be in good standing, filing regular LKPM investment reports. A dormant or paper company is unlikely to support a KITAS application successfully, and Indonesian authorities have increased scrutiny of such structures, particularly in Bali.
Spouse KITAS (E31A)
Foreigners legally married to an Indonesian citizen can apply for a Spouse KITAS (E31A). The Indonesian spouse acts as the sponsor.
Marriage documentation: For marriages conducted in Indonesia, the marriage book (Akta Nikah) or marriage certificate from the civil registry is required. For marriages that took place outside Indonesia, applicants must provide proof of reporting or registration at an Indonesian Mission abroad or at the authorized civil registry agency in Indonesia. The marriage certificate must be translated into Bahasa Indonesia by a sworn translator (penerjemah tersumpah) unless it is already in English. Indonesia has acceded to the Hague Apostille Convention, which affects the authentication process for foreign documents.
Stay and work rights: The E31A is a family stay permit valid for one or two years. Article 61 of the Immigration Law allows eligible mixed-marriage permit holders to work or run a business to support themselves or their family. Work for a legal entity generally requires the employer to obtain RPTKA approval and complete the Manpower requirements. Some small businesses and informal activities may not require RPTKA, but the permitted categories are not fully defined.
Route to KITAP: After two years of marriage, foreign spouses can apply for a KITAP (permanent stay) with an integration statement. This is the fastest KITAP route of any category.
KITAP: the long-term permit
The KITAP (Kartu Izin Tinggal Tetap) is valid for five years and renewable. It removes the need for annual KITAS renewals. KITAP holders replace their SKTT with a KTP Orang Asing (foreigner's national identity card) from Disdukcapil.
Eligibility timelines differ by category. Under Immigration Law No. 6 of 2011, as amended (most recently by Law No. 63 of 2024):
- Spouse of Indonesian citizen: 2 years of marriage + Statement of Integration
- Workers, investors, clergy, and retirees: 3 consecutive years of KITAS + Statement of Integration
Some practitioner sources report that retirees may need four years in practice, and that work KITAS holders must have held the same position with the same company. Confirm the current KITAP requirements for your specific KITAS category with Ditjen Imigrasi, as application handling can differ from the statutory minimum.
If you are not yet eligible for KITAP, the practical issue is keeping your current ITAS active. See our KITAS renewal process in Indonesia for the renewal window, documents, payment timing, and what happens if processing runs past your expiry date.
Documents you will need
Required for all applicants
Valid passport with at least 6 months remaining validity (some categories require 18 months or more).
Online visa application via evisa.imigrasi.go.id. All long-stay permit applications go through this portal. For KITAS categories requiring a sponsor, the sponsor must have a registered account to start the application.
Proof of financial capacity. The form depends on the category. State-owned bank statements cover Second Home and Silver Hair, pension statements cover Retirement, share-ownership documents cover Investor, and an employment contract with salary proof covers Remote Worker and Work.
Recent passport photographs. Specifications (background colour, dimensions) vary by office and category. Confirm before printing, as incorrect photos are a documented reason for file rejection at the counter.
Conditional / if applicable
Sponsor letter or guarantee letter. Required for Work KITAS, Retirement KITAS, Investor KITAS, and Spouse KITAS. The sponsor bears formal legal responsibility for the applicant's presence and activities.
Notification from the Ministry of Manpower. Required for Work KITAS only. It confirms the Ministry has approved employing this specific foreign national, following RPTKA approval and the DKPTKA payment.
Company documents (company deed, NIB/SIUP, employment contract, educational qualifications). Required for Work KITAS.
Marriage certificate and spouse's Indonesian identity documents (KTP, KK). Required for Spouse KITAS. For overseas marriages, proof of reporting/registration at an Indonesian Mission is also needed.
Valid health insurance with Indonesian coverage. Commonly requested by sponsors and agencies for Retirement, Silver Hair, and Second Home applicants, though it is not listed on those categories' central e-Visa pages. Confirm with your sponsor.
Time-sensitive documents
Bank statements showing the required balance must usually cover the three months prior to application. Stale statements are rejected.
Proof of deposit or property ownership for Second Home and Silver Hair applicants is due within 90 days of receiving the ITAS, or the permit is cancelled (see those sections above).
Marriage certificates for overseas marriages must be reported/registered at an Indonesian Mission before the spouse KITAS application. This step can take weeks in some countries.
Foreign documents must be translated into Bahasa Indonesia or English by a certified sworn translator (penerjemah tersumpah). Since Indonesia acceded to the Hague Apostille Convention, public documents may require apostille rather than traditional embassy legalization. Check the specific requirements for your document's country of origin.
Processing times and fees
Confirm current official fees directly with the Directorate General of Immigration (Direktorat Jenderal Imigrasi) at imigrasi.go.id. The current fee regime is governed by PP No. 45 of 2024, effective December 2024, and is subject to further revision.
Official government fees
| Category | Official Fee | Processing Time (Official) |
|---|---|---|
| Second Home (E33), up to 5 years | IDR 13,000,000 | 4 working days after payment |
| Silver Hair (E33E), up to 5 years | IDR 13,000,000 | 4 working days after payment |
| Retirement (E33F), 1 year | IDR 7,000,000 | 5 working days after payment |
| Remote Worker (E33G), 1 year | IDR 7,000,000 | 5 working days after payment |
The Second Home and Silver Hair fees each cover the visa, the ITAS, and the re-entry permit for the full initial term. Work KITAS fees vary by work-visa category. Investor and Spouse KITAS fees are listed in the table above, and all fees should still be checked on the e-Visa portal before payment.
Practical timelines
The ranges below come from applicant and practitioner reports, not official processing times. Confirm with your sponsor or agent before budgeting around them.
Second Home Visa: Two to six weeks from online application to visa issuance, based on applicant reports. Delays are most common at the fund verification stage. After entry, the 90-day window to submit proof of deposit or property ownership is a firm deadline.
Work KITAS: The full chain from RPTKA approval to KITAS activation has usually taken four to eight weeks in Jakarta under smooth conditions. Bali immigration offices handle substantially higher volumes and timelines extend further.
Retirement KITAS: Processing is handled by the sponsoring agent. Timeline from document submission to ITAS issuance is usually four to eight weeks depending on office volume.
Remote Worker KITAS: The official processing time is five working days after payment. In practice, applicants report two to four weeks when applying from outside Indonesia, and three to five weeks if converting from another visa type while already in the country.
Agent and service fees
Agent fees are separate from official government fees and vary significantly between providers. Bali-based agencies set their own service rates. For Retirement KITAS, agent/sponsor fees commonly add IDR 11 to 14 million on top of official fees. For Remote Worker and Second Home applications, agent fees usually range from USD 300 to 600.
Practical tips and what applicants commonly experience
Office and regional variation
Bali processes a large share of Indonesia's foreign resident applications, and the Denpasar immigration office is consistently busy. Local offices may read small details differently, such as the exact format of a sponsor letter, notarization levels, or photograph background colour. Experienced local agents who work with the office regularly tend to handle these faster than first-time applicants.
Jakarta's Ditjen Imigrasi headquarters is where unusual cases and escalations end up. For routine categories, Jakarta tends to be more predictable than Bali.
Outside Bali and Jakarta, regional immigration offices handle lower volumes. Processing can be smoother, but fewer officers may have experience with less common visa categories.
These office-level differences come from practitioner and community reports, so confirm local conditions before relying on any city-specific claim.
Applicant-reported problems
Fund verification delays for Second Home and Silver Hair applicants. Moving money into an Indonesian state-owned bank takes time, and some applicants underestimate how long account opening and international transfers take. Starting the banking process before applying for the visa is commonly advised.
SKTT registration confusion. Many applicants are not told that KITAS alone does not complete their registration. The SKTT from Disdukcapil is a separate step, legally required within 14 days, and without it, opening a bank account or registering a vehicle becomes difficult. Enforcement of the 14-day deadline varies by city, but completing the registration early avoids problems later.
Sponsor lock-in for Work KITAS. Because holders are tied to their sponsoring employer, changing jobs means cancelling the existing KITAS and starting over with the new employer. Applicants in career transitions should factor in a gap period.
The Second Home Visa does not by itself grant ordinary work rights. A holder who wants to work, study, or run a local activity must first complete multiple-activity reporting to the issuing immigration office, plus any separate work authorization that applies. Working without that step is what draws enforcement, which has been consistent in Bali. Salaried remote workers usually fit the E33G route better.
Missing a permit deadline brings daily fines, which we explain in our guide to Indonesia's overstay rules and fines.
Frequently asked questions
Can I own property in Indonesia on a long-stay visa?
Foreigners cannot own freehold land (Hak Milik). KITAS and Second Home Visa holders can hold a Hak Pakai (right-to-use) title on certain property types. Leasehold arrangements and ownership through a PT PMA structure are the other common paths. Property ownership for foreigners in Indonesia is covered separately.
Is there a tax obligation for long-stay residents?
Two things can make you an Indonesian tax resident. One is being present for more than 183 days in a 12-month period. The other is the intention-to-reside test under PMK 18/2021, under which holding a KITAS or ITAS valid for more than 183 days can make you a tax resident even if you spend little time in the country. Practitioner guidance treats residency as starting when the permit takes effect. Tax residents report worldwide income and can usually claim a credit for foreign tax already paid. Foreigners living in Indonesia report that the tax office has begun matching foreign account data through automatic information exchange and sending clarification letters. A separate concession can limit some qualifying skilled foreign workers to Indonesian-source income for their first four years of tax residency. The rules interact with tax treaties and personal circumstances, so confirm your position with a tax adviser before moving money.
Can my spouse and children join me on my KITAS?
Yes. Dependants of KITAS holders can apply for a dependent KITAS. The primary holder's KITAS serves as the basis for family members' applications. Second Home Visa holders can also sponsor family members, including spouses, children, and parents.
What happens if I overstay my visa?
Overstays carry a fine of IDR 1,000,000 per day, enforced at departure. The daily fine applies up to day 59. At 60 days or more it stops being a fine and becomes mandatory deportation and a re-entry ban, with the deportation flight usually paid by you. Immigration can also deport you before 60 days if you cannot pay the fine. Some public guidance describes the boundary differently, so do not plan around the 60th day. For full details, see the overstay rules guide.
Is the Second Home Visa better than the Retirement KITAS?
For those with sufficient capital, the Second Home Visa offers longer validity, no sponsor requirement, and less annual paperwork. The Retirement KITAS has a lower upfront cost, requires a sponsor, and must be renewed every year. For applicants aged 55+ with at least USD 50,000 in savings, the Silver Hair Visa (E33E) is the middle option, with five-year validity, no sponsor, and a moderate financial requirement. Which works best depends on age, financial position, and how long you plan to stay.
What is the difference between E33E and E33F?
Both are retirement permits for applicants aged 55 or older, but they serve different needs. E33E requires a USD 50,000 deposit in a state owned bank and proof of USD 3,000 in monthly income. It does not need a sponsor and is valid for up to five years. E33F requires a local sponsor and is valid for one year with annual extension. E33E is part of the Golden Visa programme, while E33F is the standard retirement permit.
Do I need an SKTT as well as a KITAS?
Yes. All KITAS holders are required by the Population Administration Law (Article 20, UU No. 23/2006 as amended) to register with their local Disdukcapil and obtain an SKTT within 14 days of ITAS issuance. Enforcement of this deadline varies by city, and many holders complete it later without penalty. Doing it early is worthwhile. The SKTT is needed for bank accounts, vehicle registration, BPJS health insurance, and many other everyday processes. Choosing the right visa is only part of the decision. Your monthly budget depends just as much on where you live and the lifestyle you want. Before you decide, see our guide to the cost of living in Bali for expats for realistic monthly budgets, rent by area, and the extra costs many people forget.
This guide reflects immigration procedures and official fees checked against the e-Visa portal in July 2026. Requirements can change without advance notice. Verify current requirements directly with the Directorate General of Immigration (Direktorat Jenderal Imigrasi) before proceeding.
Key Sources
- Directorate General of Immigration (Direktorat Jenderal Imigrasi)
- Official e-Visa portal category pages: E33 (Second Home), E33E (Silver Hair), E33F (Retirement), E33G (Remote Worker), E31A (Spouse), E28A (Investor)
- Ministry of Manpower (Kementerian Ketenagakerjaan)
- Immigration Law No. 6 of 2011 on Immigration, as amended (most recently by Law No. 63 of 2024, the Third Amendment)
- Permenkumham No. 22 of 2023 on Visa and Stay Permits, as amended by Permenkumham No. 11 of 2024
- Ministerial Decision M.IP-08.GR.01.01 of 2025 on Visa Classification
- PP No. 45 of 2024 on Non-Tax State Revenue (PNBP) tariffs
- Population Administration Law (UU No. 23/2006, amended by UU No. 24/2013), Article 20 on SKTT registration
Read Next
- How to Renew Your KITAS in Indonesia: 2026 Process, Documents, and What Happens If You're Late
- Indonesia Visa Overstay: Fines, Detention Risks, and Whether You'll Be Blacklisted
- Indonesia Second Home Visa Requirements and Who It Actually Fits in 2026
- Indonesia Retirement Visa Requirements: E33F Retirement KITAS and E33E Silver Hair