Indonesia Long-Stay Visa Options for Foreigners: KITAS, Remote Worker, Second Home and Residency Explained

Updated: April 15, 2026

Indonesia has seven main long-stay routes for foreigners: the Second Home Visa, Silver Hair Visa, Retirement KITAS, Remote Worker KITAS, Work KITAS, Investor KITAS, and Spouse KITAS. Each of these are targeting a different profile.

The Process at a Glance

  1. Identify your applicant profile: passive resident, retiree, remote worker, employed, investor, or spouse of Indonesian citizen
  2. Compare the relevant permit types using the overview table below
  3. Confirm eligibility and current financial thresholds with Ditjen Imigrasi at imigrasi.go.id
  4. Gather required documents for your chosen category
  5. Apply online through evisa.imigrasi.go.id (sponsor account required for most KITAS categories)
  6. Enter Indonesia on the approved e-Visa and receive your e-ITAS automatically at the immigration checkpoint
  7. Complete post-entry obligations: deposit proof deadline (if applicable), Disdukcapil registration for SKTT

> This guide reflects immigration procedures as understood in April 2026. Requirements can change without advance notice. Verify current requirements directly with the Directorate General of Immigration (Direktorat Jenderal Imigrasi) before proceeding.

In this guide

Indonesia's long-stay system covers many different profiles, from retirees and remote workers to company-sponsored employees and foreign spouses. But the system is not flexible. Each permit type has strict eligibility rules, and applicants who pick the wrong category face reapplication from scratch. This guide covers the main visa and permit categories for stays of one year or longer. It does not cover tourist visa extensions, short-term business visas, or general company registration.

Who This Guide Is For

Indonesia's long-stay permits target a specific set of applicants. If you fall into one of these categories, you have a clear route. If you do not, the options are more limited than most people expect.

  • Retirees and passive income holders with sufficient savings or pension income and no intention of working locally. The Second Home Visa, Silver Hair Visa (E33E), or Retirement KITAS (E33F) are the main routes, depending on age and financial position.
  • Remote workers employed by overseas companies earning at least USD 60,000 per year. The Remote Worker KITAS (E33G), introduced in April 2024, is the dedicated route for this group.
  • Employed expatriates sponsored by an Indonesian company under a TKA Notification from the Ministry of Manpower.
  • Investors with registered shareholdings of at least IDR 10 billion in an Indonesian entity, typically a PT PMA.
  • Foreign spouses of Indonesian citizens, sponsored by their Indonesian partner.

Indonesia is not well-suited for foreigners who want to freelance informally, work for overseas clients on a tourist visa, or maintain a long-term presence on rolling tourist visa extensions. Enforcement has been consistent and well-documented in Bali, and the authorities have been explicit that the Second Home Visa is not a work permit substitute. Remote workers employed by overseas companies now have a proper legal route through E33G.

Indonesia Long-Stay Options at a Glance

Permit / VisaIndexBest ForMaximum StayKey RequirementOfficial Fee
Second Home VisaE33Passive residents, all ages5 or 10 yearsUSD 130,000 deposit in state-owned bank, or property worth USD 1,000,000 under Hak PakaiIDR 12,000,000 (5yr) / IDR 18,500,000 (10yr)
Silver Hair VisaE33ERetirees aged 60+5 years, extendableUSD 50,000 deposit in state-owned bank + USD 3,000/month incomeIDR 13,000,000
Retirement KITASE33FRetirees aged 55+1 year, renewable up to 5 timesSponsor required + pension/income proofUSD 150 + IDR 2,700,000
Remote Worker KITASE33GOverseas-employed remote workers1 year, renewable onceEmployment contract with overseas company + USD 60,000/year income~IDR 7,000,000
Work KITASE28/variousEmployed expats1–2 years, renewableEmployer sponsorship + TKA NotificationVaries by category
Investor KITASE28ACompany shareholders1–2 years, renewableIDR 10 billion in share ownership in Indonesian entityVaries
Spouse KITASE31AMarried to Indonesian citizen1–2 years, renewableMarriage certificate + Indonesian spouse as sponsorVaries
KITAPLong-term residents5 years, renewablePrior continuous KITAS (typically 2–3 years depending on category)Varies

How Each Route Works

Second Home Visa (E33)

Introduced in 2022, the Second Home Visa (Rumah Kedua) targets foreigners who want to live in Indonesia long-term without working locally. There is no age requirement and no sponsor needed.

Financial requirement: Applicants qualify through one of two routes. The first is a cash deposit of at least USD 130,000 in the applicant's own name at a state-owned Indonesian bank (BNI, BRI, or Mandiri). The second is ownership of residential property valued at a minimum of USD 1,000,000, held under a Hak Pakai (right-to-use) title. Leasehold agreements do not qualify. The funds or property must be maintained throughout the visa's validity.

How arrival works: When a Second Home Visa holder enters Indonesia, the e-ITAS and re-entry permit are issued automatically at the immigration checkpoint. There is no need to visit a local Kantor Imigrasi to convert the visa. Within 90 days of receiving the ITAS, the holder must provide immigration with proof of the required deposit or property ownership. Missing this deadline results in permit cancellation.

Practical note: The online application typically takes two to six weeks. Delays most often occur at the fund verification stage. Applicants who have not yet moved funds into an Indonesian state bank should factor in the time to open the account and complete the transfer before applying.

Silver Hair Visa (E33E)

The Silver Hair Visa is part of Indonesia's Golden Visa programme. It targets retirees aged 60 and above who want a longer-validity permit without annual renewals or a local sponsor.

Financial requirement: Applicants must commit to depositing at least USD 50,000 in their own name at a state-owned Indonesian bank, and must show proof of stable income or pension of at least USD 3,000 per month. The deposit must be reported to immigration within 90 days of entry.

How it differs from E33F: The Silver Hair Visa is self-sponsored (no agent or guarantor needed), valid for 5 years with extension possible, and carries a higher financial threshold. The Retirement KITAS (E33F) has a lower financial bar but requires a local sponsor and annual renewal.

Arrival: Like the Second Home Visa, the e-ITAS and re-entry permit are issued automatically at the immigration checkpoint on arrival. The official fee is IDR 13,000,000, and processing takes five working days after payment according to the official evisa portal.

Retirement KITAS (E33F)

Foreigners aged 55 and over can apply for a Retirement KITAS, which allows a one-year stay renewable annually up to five times.

Unlike the Silver Hair Visa, the E33F requires a sponsor. In practice, this is typically a licensed travel agency or immigration consultancy registered with the Ministry of Law and Human Rights. The sponsor handles much of the paperwork and acts as the applicant's guarantor.

Holders may not work in Indonesia. They must maintain valid health insurance covering Indonesia, evidence of regular income from abroad (commonly reported as a minimum of USD 3,000 per month), and proof of accommodation through a lease of at least 12 months.

This route has been popular among foreigners in Bali who do not have the lump-sum capital required for the Second Home or Silver Hair routes.

Remote Worker KITAS (E33G)

Implemented on 1 April 2024, the E33G is Indonesia's dedicated route for foreigners employed by companies outside Indonesia who want to live and work remotely from within the country.

Eligibility: The applicant must be employed by a foreign company (not freelance), earn at least USD 60,000 per year, and hold an employment contract with that overseas company. Proof of sufficient funds (minimum USD 2,000 bank balance over the preceding three months) is also required.

Validity: One year, renewable for a second year. Multiple entry. The e-ITAS and re-entry permit are issued automatically on arrival.

What it allows and what it does not: E33G holders can carry out assignments from their overseas company and bring eligible family members. They cannot work for Indonesian clients or employers.

Fees: Official government fee is about IDR 7,000,000. Agent fees, if used, add USD 300–600.

For remote workers who do not meet the USD 60,000 income threshold, the Second Home Visa remains an alternative, though it requires a far larger financial commitment. E33G is the proper legal route for most salaried remote workers.

Work KITAS

Foreign nationals employed by Indonesian companies or foreign-invested enterprises (PT PMA) need a Work KITAS alongside a valid TKA Notification. The TKA Notification is the work authorization issued by the Ministry of Manpower (Kementerian Ketenagakerjaan). It replaced the former IMTA under Presidential Regulation No. 20 of 2018. Some service providers still use "IMTA" informally. On official portals, the correct term is Notification or Pemberitahuan.

The employer initiates the process. The full chain is: RPTKA approval → TKA Notification → work e-Visa via evisa.imigrasi.go.id → entry → ITAS issuance at the immigration checkpoint.

The KITAS is typically issued for one or two years and must be renewed before expiry. Holders are tied to their sponsoring employer. Changing jobs requires cancelling the existing KITAS and restarting the process through the new employer.

After receiving the KITAS, holders must register with the local civil administration office (Disdukcapil) and obtain an SKTT (Surat Keterangan Tempat Tinggal). The legal window for this registration is 14 days from ITAS issuance, as required by Article 20 of the Population Administration Law (UU No. 23/2006, amended by UU No. 24/2013). Enforcement varies by city, and many holders complete it later without penalty. Regardless of timing, the SKTT is needed for bank accounts, vehicle registration, BPJS health insurance, and many other everyday processes. Work KITAS holders' employers often handle this as part of onboarding. Other KITAS holders must do it themselves.

Investor KITAS (E28A)

Foreigners holding a shareholding in an Indonesian company can apply for an Investor KITAS. Eligibility requires share ownership of at least IDR 10 billion in the Indonesian entity, as confirmed under Permenkumham No. 22 of 2023 as amended. Some recent Ministry of Investment guidance suggests lower minimum paid-up capital thresholds for certain PT PMA structures, but any such adjustment does not change the separate IDR 10 billion shareholding threshold that determines Investor KITAS eligibility. Confirm current requirements with Ditjen Imigrasi before relying on any specific capital figure.

The PT PMA must be in good standing, filing regular LKPM investment reports. A dormant or paper company is unlikely to support a KITAS application successfully, and Indonesian authorities have increased scrutiny of such structures, particularly in Bali.

Spouse KITAS (E31A)

Foreigners legally married to an Indonesian citizen can apply for a Spouse KITAS (E31A). The Indonesian spouse acts as the sponsor.

Marriage documentation: For marriages conducted in Indonesia, the marriage book (Akta Nikah) or marriage certificate from the civil registry is required. For marriages that took place outside Indonesia, applicants must provide proof of reporting or registration at an Indonesian Mission abroad or at the authorized civil registry agency in Indonesia. The marriage certificate must be translated into Bahasa Indonesia by a sworn translator (penerjemah tersumpah) unless it is already in English. Indonesia has acceded to the Hague Apostille Convention, which affects the authentication process for foreign documents.

Stay and work rights: The E31A is valid for one or two years and can be extended annually for up to five times. Spouse KITAS holders can work in Indonesia, but the employing company must separately apply for an RPTKA, pay the DPKK fee, and obtain a work permit. In that case, the KITAS is sponsored by the Indonesian spouse while the work permit is sponsored by the company.

Route to KITAP: After two years of marriage, foreign spouses can apply for a KITAP (permanent stay) with an integration statement. This is the fastest KITAP route of any category.

KITAP: The Long-Term Permit

The KITAP (Kartu Izin Tinggal Tetap) is valid for five years and renewable. It removes the need for annual KITAS renewals. KITAP holders replace their SKTT with a KTP Orang Asing (foreigner's national identity card) from Disdukcapil.

Eligibility timelines differ by category. Under Immigration Law No. 6/2011 (as amended by the Job Creation Law):

  • Spouse of Indonesian citizen: 2 years of marriage + Statement of Integration
  • Workers, investors, clergy, and retirees: 3 consecutive years of KITAS + Statement of Integration

Some practitioner sources report that retirees may need four years in practice, and that work KITAS holders must have held the same position with the same company. Confirm the current KITAP requirements for your specific KITAS category with Ditjen Imigrasi, as application handling can differ from the statutory minimum.

Documents You Will Need

Required — All Applicants

Valid passport with at least 6 months remaining validity (some categories require 18 months or more). This is the core identity document linking you to your visa application.

Online visa application via evisa.imigrasi.go.id. All long-stay permit applications go through this portal. For KITAS categories requiring a sponsor, the sponsor must have a registered account to start the application.

Proof of financial capacity. The form depends on the category: bank statement from a state-owned bank (Second Home, Silver Hair), pension statements (Retirement), share ownership documents (Investor), employment contract and salary proof (Remote Worker, Work).

Recent passport photographs. Specifications (background colour, dimensions) vary by office and category. Confirm before printing, as incorrect photos are a documented reason for file rejection at the counter.

Conditional / If Applicable

Sponsor letter or guarantee letter — required for Work KITAS, Retirement KITAS, Investor KITAS, and Spouse KITAS. The sponsor bears formal legal responsibility for the applicant's presence and activities.

TKA Notification from the Ministry of Manpower — required for Work KITAS only. This is the legal work authorization confirming the Ministry has approved the company's plan to employ this specific foreign national.

Company documents (company deed, NIB/SIUP, employment contract, educational qualifications) — required for Work KITAS.

Marriage certificate and spouse's Indonesian identity documents (KTP, KK) — required for Spouse KITAS. For overseas marriages, proof of reporting/registration at an Indonesian Mission is also needed.

Valid health insurance with Indonesian coverage — required for Retirement, Silver Hair, Second Home, and several other categories.

Time-Sensitive Documents

Bank statements showing the required balance must typically cover the three months prior to application. Stale statements are rejected.

Proof of deposit or property ownership for Second Home and Silver Hair applicants must be submitted within 90 days of receiving the ITAS. Missing this deadline results in permit cancellation.

Marriage certificates for overseas marriages must be reported/registered at an Indonesian Mission before the spouse KITAS application. This step can take weeks in some countries.

Foreign documents must be translated into Bahasa Indonesia or English by a certified sworn translator (penerjemah tersumpah). Since Indonesia acceded to the Hague Apostille Convention, public documents may require apostille rather than traditional embassy legalization. Check the specific requirements for your document's country of origin.

Processing Times and Fees

Confirm current official fees directly with the Directorate General of Immigration (Direktorat Jenderal Imigrasi) at imigrasi.go.id. The current fee regime is governed by PP No. 45 of 2024, effective December 2024, and is subject to further revision.

Official Government Fees

CategoryOfficial FeeProcessing Time (Official)
Second Home (E33) — 5 yearsIDR 12,000,0005 working days after payment
Second Home (E33) — 10 yearsIDR 18,500,0005 working days after payment
Silver Hair (E33E) — 5 yearsIDR 13,000,0005 working days after payment
Retirement (E33F) — 1 yearUSD 150 + IDR 2,700,000Varies
Remote Worker (E33G) — 1 year~IDR 7,000,0002–4 weeks

Work KITAS, Investor KITAS, and Spouse KITAS fees vary by sub-category and processing channel. Check the evisa portal for current pricing.

Practical Timelines

Second Home Visa: Two to six weeks from online application to visa issuance, based on applicant reports. Delays are most common at the fund verification stage. After entry, the 90-day window to submit proof of deposit or property ownership is a firm deadline.

Work KITAS: The full chain from RPTKA approval to KITAS activation has typically taken four to eight weeks in Jakarta under smooth conditions. Bali immigration offices handle substantially higher volumes and timelines extend further.

Retirement KITAS: Processing is handled by the sponsoring agent. Timeline from document submission to ITAS issuance is typically four to eight weeks depending on office volume.

Remote Worker KITAS: Two to four weeks when applying from outside Indonesia. Three to five weeks if converting from another visa type while already in the country.

Agent and Service Fees

Agent fees are separate from official government fees and vary significantly between providers. Bali-based agencies set their own service rates. For Retirement KITAS, agent/sponsor fees commonly add IDR 11–14 million on top of official fees. For Remote Worker and Second Home applications, agent fees typically range from USD 300–600.

Practical Tips and What Applicants Commonly Experience

Office and Regional Variation

Bali processes a large share of Indonesia's foreign resident applications. The Denpasar immigration office operates under sustained pressure, and small details — the exact format of a sponsor letter, notarization levels, photograph background colour — can be interpreted differently by different officers. Experienced local agents who work regularly with the Denpasar office handle this far more efficiently than first-time applicants.

Jakarta's Ditjen Imigrasi headquarters is where unusual cases and escalations end up. For standard applications following routine categories, Jakarta is generally more procedurally predictable than Bali.

Outside Bali and Jakarta, regional immigration offices handle lower volumes. Processing can be smoother but fewer officers may have experience with less common visa categories.

Indonesia does not have an on-ground researcher for this site. The office-level differences described here are based on practitioner and community sources, not direct observation. Confirm local conditions before relying on any city-specific claim.

Applicant-Reported Problems

Fund verification delays for Second Home and Silver Hair applicants. Moving money into an Indonesian state-owned bank takes time, and some applicants underestimate how long account opening and international transfers take. Starting the banking process before applying for the visa is commonly advised.

SKTT registration confusion. Many applicants are not told that KITAS alone does not complete their registration. The SKTT from Disdukcapil is a separate step, legally required within 14 days, and without it, opening a bank account or registering a vehicle becomes difficult. Enforcement of the 14-day deadline varies by city, but completing the registration early avoids problems later.

Sponsor lock-in for Work KITAS. Because holders are tied to their sponsoring employer, changing jobs means cancelling the existing KITAS and starting over with the new employer. Applicants in career transitions should factor in a gap period.

The Second Home Visa does not authorize work for Indonesian clients or employers. Enforcement targeting foreigners working without proper authorization has been consistent in Bali. The Indonesian authorities have been explicit about this. Remote workers employed by overseas companies should use E33G rather than Second Home to avoid enforcement risk.

Frequently Asked Questions

Q

Can I own property in Indonesia on a long-stay visa?

Foreigners cannot own freehold land (Hak Milik). KITAS and Second Home Visa holders can hold a Hak Pakai (right-to-use) title on certain property types. Leasehold arrangements and ownership through a PT PMA structure are the other common paths. Property ownership for foreigners in Indonesia is covered separately.

Q

Is there a tax obligation for long-stay residents?

Indonesia defines tax residency by physical presence. Staying more than 183 days in a fiscal year generally makes you a tax resident. KITAS holders with local income are subject to Indonesian income tax. Second Home and E33G holders earning income abroad should seek specific tax advice, as the rules interact with applicable tax treaties and individual circumstances.

Q

Can my spouse and children join me on my KITAS?

Yes. Dependants of KITAS holders can apply for a dependent KITAS. The primary holder's KITAS serves as the basis for family members' applications. Second Home Visa holders can also sponsor family members, including spouses, children, and parents.

Q

What happens if I overstay my visa?

Overstays carry a fine of IDR 1,000,000 per day, enforced at departure. Short overstays are typically resolved financially at the airport. Overstays beyond 60 days move from administrative to criminal territory and can result in detention, formal deportation, and a re-entry ban. For full details, see the overstay rules guide.

Q

Is the Second Home Visa better than the Retirement KITAS?

For those with sufficient capital, the Second Home Visa offers longer validity, no sponsor requirement, and less annual paperwork. The Retirement KITAS has a lower upfront cost, requires a sponsor, and must be renewed every year. For applicants aged 60+ with at least USD 50,000 in savings, the Silver Hair Visa (E33E) sits between the two: five-year validity, no sponsor, moderate financial threshold. Which works best depends on age, financial position, and how long you plan to stay.

Q

What is the difference between E33E and E33F?

Both are retirement-oriented permits, but they serve different profiles. E33E (Silver Hair) is for applicants aged 60 and above, requires a USD 50,000 state bank deposit and USD 3,000/month income proof, does not need a sponsor, and is valid for 5 years. E33F (Retirement KITAS) is available from age 55, requires a local sponsor (typically a licensed agency), and is valid for 1 year with annual renewal. E33E is part of the Golden Visa programme; E33F is the standard retirement permit.

Q

Do I need an SKTT as well as a KITAS?

Yes. All KITAS holders are required by the Population Administration Law (Article 20, UU No. 23/2006 as amended) to register with their local Disdukcapil and obtain an SKTT within 14 days of ITAS issuance. Enforcement of this deadline varies by city, and many holders complete it later without penalty. But doing it early is worthwhile: the SKTT is needed for bank accounts, vehicle registration, BPJS health insurance, and many other everyday processes.

Key Sources

  • Directorate General of Immigration — https://www.imigrasi.go.id/ and https://evisa.imigrasi.go.id/
  • Official e-Visa portal category pages: E33 (Second Home), E33E (Silver Hair), E33F (Retirement), E33G (Remote Worker), E31A (Spouse), E28A (Investor)
  • Ministry of Manpower (Kementerian Ketenagakerjaan) — https://www.kemnaker.go.id/
  • Immigration Law No. 6 of 2011 (as amended by Law No. 6 of 2023 / Job Creation Law), Article 54 and Article 60 on KITAP eligibility
  • Permenkumham No. 22 of 2023 (as amended) on Visa and Stay Permits
  • PP No. 45 of 2024 on Non-Tax State Revenue (PNBP) tariffs under the Ministry of Law and Human Rights
  • Population Administration Law (UU No. 23/2006, amended by UU No. 24/2013), Article 20 on SKTT registration

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