Indonesia's Second Home Visa: Requirements, Costs, and How the Process Actually Works

Indonesia's Second Home Visa (Visa Rumah Kedua) lets financially independent foreigners live in Indonesia without needing a sponsor. It starts as a 5-year stay permit and can be extended up to a total of 10 years. You qualify by committing to place at least USD 130,000 in a state-owned Indonesian bank or to buy an apartment in Indonesia worth at least USD 1,000,000.

How to Get Indonesia's Second Home Visa

1. Choose your qualification route: bank deposit or property purchase
2. Apply online at evisa.imigrasi.go.id and pay the government visa fee
3. Receive your e-Visa and enter Indonesia within 90 days
4. Your e-ITAS and re-entry permit activate automatically at the immigration checkpoint
5. Submit proof of deposit or property to your local immigration office within 90 days of arrival

> This guide reflects immigration procedures for Indonesia's Second Home Visa as understood in April 2026. Requirements can change without advance notice. Verify current requirements directly with the Directorate General of Immigration (Direktorat Jenderal Imigrasi) before proceeding.

The Second Home Visa, introduced in late 2022, removes the two things that make most Indonesian long-stay permits complicated: employer sponsorship and yearly renewals. It was built for financially independent foreigners who want a base in Indonesia. Retirees, property investors, and families relocating are the main audience.

This visa sits inside a broader system that includes work KITAS, retirement KITAS (Silver Hair), and the newer Remote Worker Visa (E33G). A full comparison of all these options is covered in our Indonesia long-stay visa guide. This article covers only the Second Home route: who qualifies, how the deposit and property paths differ, and what the process looks like from application to activated ITAS.

Who This Visa Is For (and Who Should Look Elsewhere)

The Second Home Visa falls under visa index E33. It is a general long-stay route for financially independent foreigners, not the separate Silver Hair retirement track. No sponsor is required under current public guidance.

Indonesia also offers a related retirement track under the Second Home umbrella with its own visa code and lower financial threshold.

The rest of this guide focuses on the E33 Second Residency track, which is the track this guide covers. If you want to work for an Indonesian company, you need a work KITAS (E23). If you want a shorter commitment with lower financial requirements, the Remote Worker Visa (E33G) runs for one year. Both are covered in our long-stay visa options guide.

Second Home Visa Requirements: Two Paths to Qualify

The core Indonesia Second Home visa requirements come down to a single choice. You either park money in a bank or you buy property. Everything else flows from that decision.

Path 1: Bank Deposit

Deposit at least USD 130,000 in a state-owned Indonesian bank. The accepted banks are BNI, BRI, Mandiri, and BTN. The account must be in your name.

You can spend from this account during the visa's validity. But immigration can request a current balance statement at any time. If your balance is below the threshold when they check, your ITAS can be revoked. In practice, this means you need to keep the money accessible and be ready to top it up.

This path is simpler and faster. There is no property due diligence, no title verification, and no land office paperwork.

Path 2: Property Purchase

The current official E33 page describes this option as a commitment to buy a rumah susun or apartemen in Indonesia worth at least USD 1,000,000.

Practitioner sources widely report that Hak Pakai (Right to Use) landed property, including villas and houses, also qualifies. The 2022 founding circular referenced "properti" generally, and agencies across Bali routinely process Second Home applications on the basis of Hak Pakai villas. However, the current official eVisa page uses narrower language. If you plan to qualify through a villa or house rather than an apartment, confirm with immigration that the property type is accepted before committing.

Lease agreements (hak sewa) do not qualify under any interpretation. This is the most common foreigner property structure in Bali, and it will not work. Nominee arrangements do not qualify either. More on property traps later in this guide.

Step-by-Step: From Application to Activated ITAS

Step 1: Apply Online

Go to evisa.imigrasi.go.id and create an account. Select your passport country, choose "Second Home" as the purpose of visit, and select visa code E33. The system sets the stay period to 5 years automatically.

Upload your passport, a personal bank statement showing at least USD 2,000 or the equivalent over the last 3 months, a recent photo, your CV, travel itinerary, and the signed commitment statement. Pay the visa fee via SIMPONI or by Mastercard, Visa, or JCB card.

The current official E33 page does not list a sponsor or guarantor as a requirement. Some visa agencies include guarantor services in their workflow and may appear in a sponsor-account field on the portal. If you are applying independently, check the current portal flow for any guarantor field before paying.

Step 2: Receive Your e-Visa

Official processing time is 4 working days after payment. Practitioners commonly report 5 to 10 working days depending on document completeness. Immigration emails the approved e-Visa directly to you.

You then have 90 days from the issue date to enter Indonesia. That window starts from issue, not from payment. Processing delays eat into it.

Step 3: Enter Indonesia

On arrival at the immigration checkpoint, your e-ITAS and re-entry permit activate automatically. You do not need to visit a separate immigration office for this. Official guidance states that the ITAS and re-entry permit issue once you are admitted at the checkpoint.

Practitioner sources report that biometric data (photograph and fingerprints) is typically collected at this stage. Your passport is stamped, and an electronic copy of your ITAS is sent to your email.

Step 4: Submit Proof Within 90 Days

Report to the Kantor Imigrasi (immigration office) that serves your residential area. Bring your bank statement or property ownership documentation. This step is covered in detail in the next section because it is where most problems happen.

The 90-Day Compliance Window

After your ITAS activates, you have exactly 90 days to present proof to your local immigration office. For the deposit path, that means a current statement from your Indonesian state-owned bank showing a balance of at least USD 130,000. For the property path, it means your ownership documentation for property meeting the minimum value.

Only the primary applicant must report. Family followers do not need to submit proof individually.

If you fail to provide proof within 90 days, your ITAS can be revoked. Official and practitioner sources confirm revocation and immigration enforcement as the consequence. Revocation of the primary applicant's ITAS also ends all family followers' visas.

This window is tighter than it looks. If you are taking the deposit path, you first need to open an account at a state-owned bank. Opening a bank account as a foreigner in Indonesia takes time, and not every branch handles these deposits. BNI and Mandiri are most commonly cited as processing them smoothly.

If you are taking the property path and have not already completed a purchase before arrival, 90 days is tight. Property due diligence, title verification, and registration can stretch over weeks. Most practitioners recommend completing the purchase before you apply for the visa, not after.

Documents You Will Need

Required: All Applicants (E33)

The current official E33 page lists the following core items:

• Valid passport with at least 6 months remaining.
• Personal bank statement showing at least USD 2,000 or the equivalent over the last 3 months.
• Recent colour photograph.
• Curriculum Vitae (CV).
• Travel itinerary.
• Statement of commitment that you will place USD 130,000 in a state-owned bank or buy qualifying property within 90 days of arrival.

Conditional / Category-Specific

• Property route: Ownership documentation for the qualifying property, including title certificate and valuation evidence, presented during the 90-day compliance window.

Practical Planning Notes

• Health insurance: Not listed as a required document on the current official E33 page. However, carrying health insurance for a multi-year stay in Indonesia is strongly advised. Some practitioners include it in their document checklists.
• Passport validity for family followers: The official follower page lists 36 months, which is stricter than the main applicant's 6-month rule. If you plan to bring family, check their passport validity against the follower requirement.

Fees and What the Visa Actually Costs

Government Fees

The current official E33 page shows a 5-year government fee of IDR 13,000,000. That total is broken down into IDR 500,000 for the visa, IDR 2,000,000 for verification, IDR 7,000,000 for the 5-year ITAS, and IDR 3,500,000 for the 5-year re-entry permit.

Confirm any 10-year or dependant fee directly on evisa.imigrasi.go.id before paying.

Agent Fees

Most applicants use a visa agency. Agent fees typically run IDR 35,000,000 to 45,000,000 (roughly USD 2,150 to 2,800), inclusive of the government fees. Agencies handle document preparation, portal submission, and liaison with immigration. Applying without an agent is possible since no sponsor is required. The ExpatIndo forum has a January 2025 thread where a user was advised that self-application is feasible through the portal.

Other Costs to Budget For

Bank account opening (if taking the deposit route), property due diligence and notary fees (if taking the property route), sworn translation of foreign-language certificates (for family followers), and health insurance are all separate costs that fall outside the government fee.

Bringing Family Members

The linked family visa set for ITAS/ITAP holders clearly includes spouse (E31B) and children (E31E). Parent routes also exist in the E31 family set, but E31J is not a general adult-sibling dependant category. Each follower receives a visa tied to the primary applicant's duration. Followers do not need to meet the deposit or property requirement individually. If the primary ITAS is revoked, every follower visa ends too.

Documents for followers include a valid passport with at least 36 months remaining, a recent photo, and proof of relationship. Marriage certificates and birth certificates must be translated into Bahasa Indonesia by a sworn translator unless they are already in English.

If you are bringing family, match the dependant visa code carefully to the relationship and confirm the current passport-validity and document rules on the portal before applying.

Property Route: What Qualifies and What Does Not

Official Position vs Practitioner Practice

The current official eVisa page describes the property commitment as purchasing "an apartment/flat house" worth at least USD 1,000,000. This is narrower language than the 2022 founding circular, which used the general term "properti."

In practice, immigration consultancies across Indonesia process Second Home applications using Hak Pakai (Right to Use) villas and houses, not just apartments. The distinction between official portal language and practitioner-reported practice is something applicants should be aware of. If you plan to qualify through a villa or house, confirm with immigration or a licensed practitioner that your property type is accepted.

What to Verify Before You Rely on Property

The official E33 page is narrower than many Bali practitioner guides. It frames the commitment as buying a rumah susun or apartemen worth at least USD 1,000,000.

If you are relying on a villa, house, or any landed-property structure, get confirmation from Immigration or a licensed practitioner before you sign. Do not assume a lease (hak sewa) or nominee structure will satisfy the 90-day commitment.

For the reporting step, make sure your ownership documents, valuation evidence, and title structure match the property type Immigration accepts for your case.

Practical Tips and What Applicants Report

Processing Times in Practice

The official portal states 4 working days after payment. Practitioners and applicants commonly report 5 to 10 business days for e-Visa approval when documents are complete. The total timeline from first application to activated ITAS, including bank account setup or property due diligence, is typically 5 to 8 weeks.

Office and Regional Differences

The e-Visa application goes through the central online system, but the 90-day reporting step happens through Immigration after arrival. Public official guidance does not spell out office-by-office handling differences for E33. Confirm the reporting step with the Kantor Imigrasi serving your place of stay before you arrive.

Common Problems

Branch readiness varies. The hak sewa trap catches people regularly, often only at the 90-day reporting stage. Arriving without pre-arranged banking or property creates real time pressure during the compliance window.

Key Sources

• Directorate General of Immigration (Direktorat Jenderal Imigrasi) — https://www.imigrasi.go.id/
• Official eVisa Portal — https://evisa.imigrasi.go.id/
• Undang-Undang No. 6 Tahun 2011 tentang Keimigrasian, as amended by Undang-Undang No. 63 Tahun 2024