Indonesia Second Home Visa Requirements and Who It Actually Fits in 2026

Indonesia's Second Home Visa is a long-stay permit for financially independent foreigners. The current official E33 portal page lists a stay of up to 5 years. You qualify by placing USD 130,000 in a state-owned Indonesian bank, or by buying property in Indonesia worth at least USD 1,000,000. No employer or sponsor is needed to apply. The permit is granted initially for 5 years, with the option to extend or upgrade for a total of 10 years of continuous residency.

How to Get Indonesia's Second Home Visa

1. Choose between the deposit route (USD 130,000) and the property route (USD 1,000,000)
2. Apply online at evisa.imigrasi.go.id and pay the IDR 13,000,000 government fee
3. Receive the e-Visa by email and enter Indonesia within 90 days of issue
4. Activate your ITAS and re-entry permit at the airport on arrival
5. Submit proof of deposit or property ownership to your local Imigrasi office within 90 days

> This guide reflects Indonesia's Second Home Visa (E33) as understood in May 2026. Requirements can change without advance notice. Verify current requirements directly with the Directorate General of Immigration (Direktorat Jenderal Imigrasi) before proceeding.

The Second Home Visa (Visa Rumah Kedua) is Indonesia's long-stay route for foreigners who can afford to deposit money or buy property in the country. Indonesia Second Home visa requirements come down to two financial proofs, both backed by a 90-day reporting window after arrival. The visa carries E33 as its index code. It sits alongside other Indonesian long-stay options like the work KITAS, the Silver Hair retirement visa, and the newer Golden Visa, all covered in our Indonesia long-stay visa options guide.

This article covers who the Second Home Visa actually fits, the two qualifying routes, the application steps, fees, family follower rules, and how E33 compares against Golden Visa and Silver Hair. It does not run through the Golden Visa (E28C) or Silver Hair (E33E) procedures in depth.

Who the Second Home Visa Actually Fits

Most Second Home Visa questions come from three types of readers. Only one is a clear fit for E33.

The retiree planning a part-year base. The Silver Hair Visa (E33E) is usually the better fit if you are aged 60 or over. It uses a USD 50,000 state-bank deposit instead of USD 130,000, and practitioner sources usually describe income or pension proof as part of the file. E33 only makes sense for this reader if you are under 60, cannot use the retirement route, or already plan to meet the higher E33 deposit or property requirement.

The buyer treating the property as a rental business. Do not use E33 as the legal basis for a rental-income plan. The property route helps prove your Second Home commitment, but rental use can involve separate ownership, company, zoning, licensing, and tax rules. If income is part of the plan, sort that structure before using property for E33.

The buyer who wants to own a home in Indonesia and live in it. This is the clearest fit. You buy property valued from USD 1,000,000 per the portal text, or qualify through a Hak Pakai villa under the practitioner-accepted IDR 5 billion (around USD 305,000) luxury tier, and live in it for the visa's full 5 or 10 years. The deposit route is the alternative if you would rather not buy.

The Two Money Routes That Qualify You

E33 accepts two financial proofs, a cash deposit or a property purchase. You choose one at application and cannot mix the two.

Deposit Route

You deposit USD 130,000 in your own name at a state-owned Indonesian bank. The officially-named banks are BNI, BRI, Mandiri, and BTN. Bank Syariah Indonesia (BSI) is widely accepted in practice as a state-controlled entity, and is the usual choice for applicants who need a sharia-compliant account.

The principal stays locked for the visa's duration. The money is yours and earns interest at the bank's published rate, but you cannot withdraw or pledge it while the visa is active. Practitioner sources report that Immigration can request a balance certificate at any time. If the balance is below USD 130,000 when checked, your ITAS can be revoked.

The deposit becomes accessible again when the visa expires, is surrendered, or is not renewed.

Property Route

The portal sets the property threshold at USD 1,000,000 for an apartment or flat house. Practitioner offices across Bali process applications using Hak Pakai villas at an IDR 5 billion (around USD 305,000) luxury tier. That is the working threshold for landed property under foreign ownership rules. If your property is a Hak Pakai villa rather than an apartment, confirm the accepted figure with Immigration or a licensed practitioner before you sign a sale contract.

Two arrangements do not qualify under any reading. Hak sewa, or a lease, does not satisfy the 90-day reporting requirement. Nominee deals are unenforceable under Indonesian law and have been rejected by Immigration in documented practitioner cases.

Do not treat the Second Home property route as a rental-business route. If rental income is part of your plan, get the property, company, licensing, and tax structure checked before buying.

Step by Step From Application to Activated ITAS

Everything runs through the eVisa portal. No sponsor is needed, the e-Visa arrives by email, the ITAS activates at the airport on arrival, and a 90-day reporting clock starts from the day you enter Indonesia.

Step 1: Apply Online

Go to evisa.imigrasi.go.id and create an account. Select your passport country, choose Second Home as the purpose of visit, and pick visa index E33. The current official E33 portal page lists a stay of up to 5 years. If your account shows another E33 duration, verify the sub-code and fee before payment.

Upload your passport, a personal bank statement showing at least USD 2,000 average over the last three months, a recent photograph, your CV, your travel itinerary, and the signed Statement of Commitment to deposit or buy within 90 days. Pay the IDR 13,000,000 government fee through SIMPONI or by Mastercard, Visa, or JCB.

No sponsor or guarantor is needed. If you apply through an agency, the agency accesses your portal account to file on your behalf.

Step 2: Receive Your e-Visa

Official processing is four working days after payment. Practitioner sources report five to ten working days when documents are complete. Immigration emails the approved e-Visa directly to you.

You then have 90 days from the issue date to enter Indonesia. That window runs from issue, not from payment, and any processing delay eats into it.

Step 3: Enter Indonesia

Show the e-Visa at the immigration counter on arrival. The ITAS and the multi-entry permit activate at the checkpoint. Biometrics are captured, your passport is stamped, and an electronic copy of the ITAS is emailed to you.

You do not need to visit a separate Imigrasi office to activate the ITAS. That step happens at the port of entry.

Step 4: Submit Proof to Local Imigrasi Within 90 Days

Report to the Kantor Imigrasi serving your residential area within 90 days of arrival. Bring either the bank certificate showing your USD 130,000 deposit balance, or the title and valuation papers for your qualifying property. Only the primary applicant reports. Family followers do not file proof separately.

The 90-Day Compliance Window

Missing this reporting deadline is the single most common way E33 holders lose their visa. The clock starts the day your ITAS activates at the airport and runs straight through, public holidays included.

If you are on the deposit route and have not opened a state-owned bank account before arrival, the window is tight. Opening an account as a foreigner can take two to four weeks, and not every branch handles the qualifying deposit smoothly. BNI and Mandiri are the names that come up most often as straightforward.

If you are on the property route and have not finished the purchase before arrival, 90 days is unlikely to be enough. Title verification, notary registration, and Hak Pakai paperwork commonly run several weeks each. Most practitioners advise completing the purchase before you apply for the visa, not after.

Failure to file proof within 90 days can result in ITAS revocation. Revocation of the primary applicant's ITAS ends all dependant visas as well. The downstream consequences sit in our Indonesia overstay rules guide.

Documents You Will Need

The list below comes from the portal page for E33 as of May 2026. Reread it before submitting in case the portal has added any fields.

Required for All Applicants

• Valid passport. Portal text reads at least 6 months remaining for the main applicant. Practitioner sources advise 36 months given the 5-year permit length.
• Personal bank statement. Average balance of at least USD 2,000 over the last three months.
• Recent colour photograph.
• Curriculum Vitae.
• Travel itinerary.
• Statement of Commitment. A signed undertaking to place USD 130,000 in a state-owned bank or buy qualifying property within 90 days of arrival.

Conditional for Property Route or Family Followers

• Property ownership papers. For the property route, title certificate (apartment HGB or Hak Pakai), valuation evidence, and proof of payment, all presented during the 90-day window.
• Follower passport validity. The portal requires 36 months remaining on each follower's passport. This is stricter than the main applicant rule.
• Sworn translations. Marriage certificates and birth certificates must be translated into Bahasa Indonesia by a sworn translator unless already in English.

Fees and What This Actually Costs

The full cost has three parts, the government fee, the agency fee if you use one, and extra costs outside the visa itself.

Government Fee

The portal lists IDR 13,000,000 for the main applicant's 5-year Second Home Visa. The figure covers the visa, the 5-year ITAS, the re-entry permit, and verification, all paid through the portal at application. The family dependant page lists a separate IDR 7,000,000 per follower.

Agency Fee

Most applicants hire a visa agency. Agency fees run around IDR 35,000,000 to IDR 45,000,000 (USD 2,150 to USD 2,800) inclusive of the government fee. Agencies handle document checks, portal submission, and follow-up with Imigrasi. Applying without an agency is possible because no sponsor is needed.

Costs Outside the Visa Fee

Several costs sit outside the visa fee:

• Opening a state-owned bank account, if you take the deposit route.
• Notary fees, due diligence, and the BPHTB property tax, if you take the property route.
• Sworn translation of foreign-language certificates for family followers.
• Health insurance for the duration of your stay.

These costs vary. Property purchases routinely add 5 to 10 percent of the purchase price in transaction costs alone.

Second Home Visa vs Golden Visa vs Silver Hair

If you are comparing E33 with other long-stay options in Indonesia, the table below puts the basics side by side.

E33 is the lowest-threshold option that does not need pension income or an offshore salary. Silver Hair is cheaper if you are over 60 and can show pension income. Golden Visa allows more types of investment, but at roughly 2.7 to 5.4 times the E33 deposit amount.

Bringing Family Members

The E31 family set covers these followers alongside the primary E33 holder.

• Spouse - E31B
• Child - E31E
• Parent - E31H

No extra deposit or property is required per follower. Each follower receives a visa tied to the primary applicant's duration, and each follower's ITAS ends if the primary ITAS is revoked.

Documents per follower include a passport with at least 36 months remaining, a recent photo, and proof of relationship. Marriage certificates and birth certificates must be translated into Bahasa Indonesia by a sworn translator unless already in English.

Practical Tips and What Applicants Report

Office and Regional Variation

The e-Visa stage runs through the central online system, so the country you apply from makes little difference to the application itself. The 90-day reporting stage runs through the local Kantor Imigrasi serving your address. Confirm reporting procedures with the office that covers your district before you arrive. Provincial offices see fewer E33 cases than urban offices, and processing can take longer in those areas.

In Bali, the heaviest E33 reporting load sits at Kantor Imigrasi Denpasar. Practitioner sources report longer queues during peak season (June to August). Bali's conduct rules for foreigners also apply to E33 holders the same as any other long-stay foreigner.

Common Problems Applicants Report

Three points come up repeatedly in Expat Indo Forum threads from 2024 and 2025:

• Bank branch problems. Not every state-bank branch can process the USD 130,000 qualifying deposit. Branches in Jakarta, Denpasar, and Surabaya have the most consistent track record. Smaller branches can take weeks longer or refer the case onward.
• Officers who see fewer E33 cases. The Second Home Visa is still a comparatively new product. Some officers handle E33 less often than KITAS work-permit cases, which has led to confusion at address changes and re-entry stamping.
• Arriving without a bank account. Several forum reports describe applicants arriving without an account and burning the first month of the 90-day window on paperwork runs between branches. Setting up the account ahead of arrival removes that pressure.

Key Sources

• Directorate General of Immigration (Direktorat Jenderal Imigrasi): https://www.imigrasi.go.id/
• Official Indonesia eVisa portal: https://evisa.imigrasi.go.id/
• Permenkumham No. 22 Tahun 2023, Ministry of Law and Human Rights of the Republic of Indonesia
• Permenkumham No. 11 Tahun 2024, Ministry of Law and Human Rights of the Republic of Indonesia