Indonesia Retirement Visa Requirements: E33F Retirement KITAS and E33E Silver Hair
Indonesia has two retirement visa routes. The E33F Retirement KITAS is a one-year sponsored permit with income and bank-statement checks. The E33E Silver Hair is a five-year sponsor-free permit for retirees who can keep US$50,000 in their own account at an Indonesian state-owned bank. Choose E33F if you want the sponsored annual route. Choose E33E if the larger bank commitment is easier than yearly renewal.
Indonesia retirement visas at a glance
| Permit | Minimum age | Money test | Validity | Official cost |
|---|---|---|---|---|
| E33F Retirement KITAS | 55+ per sponsor guidance, confirm with your sponsor if aged 55 to 60 | Recent bank statement with at least US$2,000, plus proof of income or benefits of at least US$3,000 per month | 1 year, extendable | IDR 7,000,000 official immigration fee. Sponsor packages cost more. |
| E33E Silver Hair | 55+ on the official page | Recent bank statement with at least US$2,000, proof of income or benefits of at least US$3,000 per month, and a US$50,000 state-bank commitment | Up to 5 years, extendable up to 10 years total | IDR 13,000,000 official immigration fee |
This guide reflects Indonesia's retirement visa rules, the E33F Retirement KITAS and the E33E Silver Hair, as understood in June 2026. Requirements can change without advance notice. Verify current requirements directly with the Directorate General of Immigration before proceeding.
In this guide
Who this is for
Both permits are for foreign retirees who want a long stay in Indonesia. The E33F suits retirees who can meet the income check and use an Indonesian sponsor. The E33E suits retirees who can keep US$50,000 in their own account at a state-owned bank and want a longer first grant. The two permits do not give the same activity rights, so check the work and business limits before using either one for anything beyond residence, travel, family visits, and personal matters. If you are weighing these against work, investor, or family permits, see the wider set of Indonesia long-stay visa options.
The two retirement permits
Indonesia now uses separate index codes for the two retiree options. E33F is the sponsored one-year route. E33E is the sponsor-free five-year route.
Retirement KITAS (E33F)
The E33F is the sponsored retirement permit. It is granted for one year and can be extended. The sponsor applies through the official portal and remains part of the application. When the year ends, you renew the KITAS rather than start again from zero.
Silver Hair (E33E)
The E33E is the Silver Hair Golden Visa for retirees aged 55 or older. It does not need an Indonesian sponsor, because a US$50,000 commitment in the applicant’s own account at a state-owned bank stands in for one. The first stay can be granted for up to five years and extended, with a total stay cap of 10 years.
Indonesia retirement visa requirements by route
The E33E has three money checks. You need a recent personal bank statement showing at least US$2,000 or the equivalent over the last three months. You also need proof of income or benefits of at least US$3,000 per month. After entry, you must report proof that you keep at least US$50,000 in your own account at a state-owned bank within 90 days.
The E33F does not have the US$50,000 state-bank commitment. The official page asks for a recent bank statement with at least US$2,000 and proof of income or benefits of at least US$3,000 per month. The application is made through a sponsor, not as a self-sponsored retiree application.
Age is clearer for E33E than for E33F. The official E33E page sets the minimum at 55. Some sponsors list E33F at 55+, while older or other sponsor pages still cite 60. If you are between 55 and 60, confirm with the sponsor before paying.
Extra E33F documents sponsors may ask for
The current central E33F page does not list insurance, a lease, property owner KTP, or helper KTPs in its main document list. It lists the sponsor letter, passport, recent bank statement, photo, CV, itinerary, and proof of income or benefits.
Agency checklists still ask for more. Common items include health insurance valid for one year, a property lease, the property owner’s KTP, and two local helper KTPs. Treat these as sponsor checklist items, not as items shown on the central E33F page.
Ask the sponsor for the exact document list before paying. If the permit lapses before renewal, you move into overstay territory, with daily fines.
Before you pay a sponsor
E33F applicants should ask for the full price in writing before paying. The official immigration fee is only one part of the cost. A sponsor package may also include sponsor support, document checking, online application handling, Bridging Visa support, and reminders before renewal.
Ask these questions before you commit:
- Is the quote for offshore E33F, C1 onshore, or B1/VoA through Bridging Visa?
- Does the price include the official immigration fee?
- What documents are required beyond the central Imigrasi list?
- Do you need insurance, a lease, property owner KTP, or local helper KTPs?
- How many working days should you allow before your current stay expires?
- What happens if immigration asks for an extra document?
- Is renewal support included, or charged separately?
This matters most if you are already in Indonesia. A C1 route, a B1 route, and a VoA route are not handled the same way.
How to apply, offshore or onshore
Both permits use the official e-Visa portal at evisa.imigrasi.go.id. Payment is by SIMPONI, Indonesia’s government billing system, or by Mastercard, Visa, or JCB. The e-Visa is sent by email. Every traveller also submits Indonesia’s arrival card within three days before arrival.
For the E33F, the sponsor applies through the official portal. You can apply from abroad before travel. If you are already in Indonesia, do not assume every visit stay can move directly to E33F. Sponsor guidance says C1 can be handled directly, while B1 or VoA first uses a Bridging Visa. The same guidance says the Bridging Visa request should start at least 7 business days before the B1 stay ends, and the C1 to E33F request should start at least 10 business days before the C1 stay ends.
For the E33E Silver Hair, the official page says the limited stay permit and re-entry permit are issued automatically once you are allowed entry at the immigration checkpoint. You must report the US$50,000 state-bank commitment to the issuing immigration office within 90 days after entry. Either visa must be used within 90 days after issue.
Documents you will need
Required for both permits
The official E33E and E33F pages ask for a passport valid for at least six months. Both pages also list a recent colour photo, CV, and travel history or itinerary. Some sponsors ask for longer passport validity, especially for E33F, so check the sponsor’s list before applying.
Extra for the E33F retirement permit
For E33F, the official page lists a sponsor letter, passport, recent bank statement with at least US$2,000, recent colour photo, CV, itinerary, and proof of income or benefits of at least US$3,000 per month. Sponsors may also ask for health insurance, a lease, property owner KTP, and local helper KTPs. Confirm those sponsor items before applying.
Extra for the E33E Silver Hair
For E33E, add proof of the US$50,000 state-bank commitment, proof of income or benefits of at least US$3,000 per month, and a recent personal bank statement with at least US$2,000. The US$50,000 commitment must be reported to the issuing immigration office within 90 days after entry.
Time-sensitive
Bank statements, insurance, lease documents, and passport validity are date-sensitive. Prepare them close to the application date. Bad scans, missing names, unclear dates, or weak financial proof can delay the application or lead to refusal.
Processing time and costs
The official E33F fee is IDR 7,000,000 for a one-year stay. This is the immigration fee, not the sponsor’s full service price.
The official E33E fee is IDR 13,000,000 for a stay of up to five years. The US$50,000 state-bank commitment is separate from the fee. It remains in your own account, but you must keep the required amount while the permit is valid.
Official processing time is five working days after payment for E33F and four working days after payment for E33E. Sponsor packages can take longer. Agency quotes run 10 to 20 working days for offshore E33F, 14 to 25 working days for C1 onshore, and 14 to 25 working days for B1 or VoA through a Bridging Visa.
Taxes and bringing family
You can bring close family. Practitioner sources say a spouse and children join through a Dependent KITAS rather than each holding a retirement permit, and the Silver Hair holder can sponsor dependents.
Living in Indonesia has a tax effect. Once you spend 183 days or more in the country within a 12-month period, you are generally treated as an Indonesian tax resident, according to practitioner sources. How your foreign pension is taxed depends on the treaty between Indonesia and your home country, so confirm your position with a tax adviser before you move money.
Retirement visas in other Southeast Asian countries
If you are weighing Indonesia against its neighbours, three guides cover the main retiree routes elsewhere in the region. Thailand runs the most developed retirement system, set out in our Thailand retirement visa comparison of the O, O-A, and O-X. The Philippines offers the SRRV, a resident visa aimed at retirees, in how to apply for the SRRV. For a side-by-side look at cost, healthcare, and daily life, see retiring in Thailand vs the Philippines.
Frequently asked questions
Is the Indonesia retirement visa called E33F or E33E?
Both. Indonesia runs two retirement permits under different index codes. The E33F is the Retirement KITAS, an income-based permit granted for one year and renewed annually through a sponsor. The E33E is the Silver Hair, a five-year Golden Visa that needs a US$50,000 deposit in a state-owned bank. They replaced the single retirement code Indonesia used before January 2024.
How much monthly income do I need, and does a pension count?
For E33E, the official page asks for proof of income or benefits of at least US$3,000 per month, plus the US$50,000 state-bank commitment and a recent bank statement with at least US$2,000. For E33F, the official page asks for proof of income or benefits of at least US$3,000 per month and a recent bank statement with at least US$2,000. A pension can support the income requirement if the document clearly shows the amount, name, and payment source.
What is the minimum age?
The official E33E page sets the minimum at 55. Some sponsors list E33F at 55+, but older or other sponsor pages still cite 60. If you are between 55 and 60, confirm E33F eligibility with the sponsor before applying.
Do I have to hire an Indonesian maid or driver?
For E33F, many sponsors still ask for proof linked to local household help, such as local helper KTPs. The current central E33F page does not list this in its main document list, so treat it as a sponsor checklist item and confirm before applying. The official E33E page does not list a helper requirement.
Can I apply from inside Indonesia on a tourist visa?
For E33F, sometimes yes, but the starting visa matters. Sponsor guidance says C1 can be handled directly, while B1 or VoA first uses a Bridging Visa. Do not assume every tourist stay can move directly to E33F. Confirm the exact route with the sponsor before your current stay gets close to expiry.
Can my spouse come too?
Yes. A spouse and children usually join through a Dependent KITAS rather than each applying for a retirement permit, according to practitioner sources. The Silver Hair holder can also sponsor dependents. Each dependent needs their own financial and relationship documents, such as a marriage or birth certificate.
Will I pay tax in Indonesia?
You may. Once you stay 183 days or more within a 12-month period, you are generally treated as an Indonesian tax resident, according to practitioner sources. Whether your foreign pension is taxed depends on the tax treaty between Indonesia and your home country. Speak to a tax adviser before moving large sums.
Can I work or run a business on a retirement visa?
Do not treat E33F and E33E the same. The official E33F page allows business-related meetings and checks, but warns against work that does not match the permit and against selling goods or services except where needed for the permitted activity. The official E33E page says work, study, or other activity may require dual-activity reporting to the immigration office that issued the stay permit. Before working, freelancing, selling services, or managing a local business, confirm the correct permit with immigration or a qualified adviser.
Why are sponsor prices higher than the official immigration fee?
The official fee is the government charge. Sponsor prices are higher because they include private service work, sponsor support, document checks, and sometimes onshore handling. For E33F, the official fee is IDR 7,000,000, but agency packages are much higher. Compare the official fee and the sponsor quote separately before paying.
Is the E33E Silver Hair visa the same as the Second Home Visa?
The E33E is listed by immigration as a second-home elderly visa for retirees aged 55 or older. It is not the same as the heavier deposit-based Second Home route usually discussed for younger or non-retiree applicants. For retirement planning, compare E33E against E33F first, because those are the two retiree routes.
What is the biggest mistake applicants make?
The common mistake is treating sponsor checklists as the same thing as the official immigration page. Start with the official Imigrasi requirements, then ask the sponsor what extra documents they need for the actual application. This avoids confusion over insurance, lease documents, helper KTPs, and older income figures.
Key sources
- Directorate General of Immigration, E33F Visa Rumah Kedua Lansia Untuk 1 Tahun
- Directorate General of Immigration, E33E Visa Rumah Kedua Lansia Untuk 5 Tahun
- Official Indonesia e-Visa portal
- Royal Visa, Bali Retirement Visa E33F guide
Read Next
- How to Renew Your KITAS in Indonesia: 2026 Process, Documents, and What Happens If You're Late
- Indonesia Long-Stay Visa Options for Foreigners: KITAS, Remote Worker, Second Home and Residency Explained
- Indonesia Visa Overstay: Fines, Detention Risks, and Whether You'll Be Blacklisted
- Indonesia Second Home Visa Requirements and Who It Actually Fits in 2026